From purchase very first the location of refinancing a pre-existing financial; or benefiting from our very own cars Shopping for in order to getting credit cards with competitive charge and zero rates, weve grabbed the lending products and credit lines you will want.


Mortgage Loan

Choose a lender you can trust. At DOCFCU, all of our experienced mortgage lenders are going to be along with you each step of the form, allowing you to discover the loan option that will fit your needs and budget.

  • Attached and flexible price possibilities
  • Financing amounts from $75,000 – to $1,500,000
  • Accessible to major houses or 2nd property (no financial land)
  • Funding up to 97% loan-to-value
  • Very first and 2nd home loan mix loans doing 90percent loan-to-value
  • Control the loan on the internet, contains generating expenses
  • Available for housing in all of the 50 states
  • Obtain a personalized, no commitment price estimate
  • Become pre-qualified for your next finance
  • Examine the resource designed to help you create smartly chosen options

Easy Using The Internet Mortgage Availability

You can watch your own finance report, take a look at installment history, check your escrow scales, plus making a principal on-line paying from your very own account.

Have Got Mortgage Concerns?

For concerns with regards to our very own application process, to acquire pre-approved and to question general questions relating to obtaining a DOCFCU finance, you should contact our very own professional immediately:

  • Mike B. (202) 808-3628
  • Celia M. (804) 368-6036
  • Kim V. (804) 368-6036
  • or mail united states at info@docfcu

For points about your DOCFCU financial program, you need to give us a call at (804) 588-4788 or email all of us at info@docfcu

For inquiries with regards to your DOCFCU mortgage, be sure to get in touch with all of our mortgage servicer at (877) 636-9780.


House resources funding and credit line – nothing settlement costs

Home assets credit line from DOCFCU are a sensible solution to account a range of demands, such as a home restoration or fixing, knowledge expenditures, the trip of a life time, and even merely to merge loans. The seasoned lenders are prepared to assistance with tailored credit line just for you.

Real estate resources loan, or “second faith loan”, is yet another solution that replacements a limited rate for any adjustable fee of a home assets line of credit.

No settlement costs on a short boost of $20,000 or longer. Use around 90per cent of one’s households importance (minus your first home loan harmony) as many as $250,000 must certanly be qualified to receive DOCFCU pub. Some other limitations may incorporate, give us a call for things. NMLS #810389

House Money Line of Credit

  • A minimal variable monthly interest of Prime+0
  • No closing costs on a short advance of $20,000 or more
  • Tax-deductible interest rates (speak to your taxation counselor for data)
  • The capacity to use doing 95% of any homes advantage (minus your very first mortgage balances) up to $500,000

Homes Value Funding (2nd Confidence)

  • A minimal repaired speed
  • Tax-deductible interest rates (consult your income tax advisor for details)
  • The opportunity to borrow as many as 95percent of one’s households advantages (minus your first finance stability) around $500,000


Bring problems? Had been right here to help you. You should call 202.808.3600 to communicate with a loan authorities today.


Automotive Loans

An auto loan from DOCFCU can help you thrust a tough lower. Whether you are thinking about purchasing another or utilized vehicle, or refinance your current car finance to save money, our low rates and value-added services could make a big difference.

  • Doing 105per cent on brand new and used funding
  • Speedy approvals (in 24 hours or less or little)
  • Rate relevant designed to qualified users
  • Relationship benefits rebates (is not along with complement speed)
  • Free Autocheck for made use of vehicles with application for the loan

DOCFCU Car Getting Assistance, Run On TrueCar

We’re going to furthermore provide give a member .25per cent off the rates when they make use of accurate wheels and supply usa by using the document of order.


Car Finance Calculators

Use all of our hand calculators that can help you calculate their monthly payments.

More Work

Theres even more to a sensible offer than a smart rates. Thats really why you can expect a range of more products and devices to help you to both acquisition intelligently and secure their investment.

Further Companies

GAP Insurance Coverage to defend Your Loan

Guaranteed possession Protection (space) insurance rates facilitate decrease debt pressure if you are paying the possibly high-cost difference in their insurance policies arrangement and the finance equilibrium on merchandise proportional towards investment in your car or truck.

For additional information, be sure to email loans officer at 202.808.3600 .


  • 90-day free of charge search – you may possibly delete your policies within 90 days of any registration day and acquire a complete money back with out cancellation cost.
  • Skipped bills – protection involves skip-a-payment or delinquent-payment functions for all the longevity of the financial contract.
  • Available on finance – secures unique and made use of automobiles.
  • Biggest auto tax deductible – will pay about $1,000 of one’s car or truck allowable.

Lengthy Car Or Truck Services

Secure by yourself from sudden, high-cost repairs, and also, boost the selling importance, if you want to market your car.

Most major car repairs happen following factory guaranty period finishes. Without an automobile services settlement (VSA) — you might wind-up purchasing unexpected and pricey maintenance. Due to this fact, offered insurance for vehicle fixes has started to become important. Department of Commerce Federal Credit Union keeps teamed up with Intercontinental guaranty treatments to offer a much more economical way of coverage for ones brand-new or qualified pre-owned vehicle.

Check with your money officer regarding the possibilities and learn how you could save to 50percent off merchant rate. You may well be entitled to coverage even though you dont currently have a car loan with Department of Commerce government depository financial institution.


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